BOLG 8!

Women’s Studies
Veronica Cantu
10-20-09


Since I am from Pryor, Oklahoma, the scenario will be based upon living and working in the city of Pryor, Mayes County, Oklahoma.


Income—
Monthly-- $1,048
Annual-- $12,576

The federal government offers a program, Section 8 Rental Assistance, to help individuals and families who are at or below 30 percent of the area median income. This annual amount for residents of Mayes County, Oklahoma, for a family of four is $14,600. Since the income for this scenario is more than $2,000 below the cutoff amount and the assistance is available, my plan includes a monthly budget using the available resources offered through our government programs.

Application was made at the Department of Human Services in Pryor, Oklahoma. Assistance was approved for the following amounts—

Monthly rental allotment for a 3 bedroom apartment-- $554.00
Monthly utility allotment-- $289.00
Monthly child care allotment—Oklahoma Department of Human Services will pay full-time childcare for the 1 year-old and before/ after school care for the 5 & 6 year-old children less a $62.00 monthly co-payment.
Monthly food stamp allotment-- $485.00
Monthly WIC (Women, Infants, and Children Supplemental Nutrition Program)—Vouchers for formula, cereal, juice, and baby food for 1year-old.
Total Monthly Allotments-- $1,328.00
Income + Allotments-- $2,376.00


Expenses—

Rent—Pryor Creek Apartments, 3 bedrooms/ 2 bath, 1100 square feet-- $675.00
Utilities—Average monthly cost—MUB (Municipal Utility Board) includes electricity, water, gas, sewer and trash-- $295.00. Pryor’s cost of living is 21% lower than the Oklahoma average.
Child care-- $62.00
Food-- $280.00
Clothing-- $275.00
Transportation—1998 Toyota Camry/ Vehicle was gift from parents—no payments. Daily cost to drive to/ from work (Orchid Product—Pryor Industrial District—5.2 miles) and to/ from Glenbrook Daycare Center (1 year-old, 5 and 6 year-olds ride bus from daycare to and from school)-- $2.75, monthly estimate for gas and liability insurance-- $122.50
Personal care items including toiletries, diapers, school supplies-- $325.00
Total Monthly Expenses-- $2034.50

Income/ Allotments-- $2,376.00
Less Expenses-- $2,034.50
Monthly Funds Available-- $ 343.50


















Pryor Creek Apartments 1706 S Elliott Street








Living room





1988 Toyota Camry